# Payins

The payin APIs allow you to fund the MCA or transfers with local payment rails, by retrieving or creating the relevant details to send to for funding a payment. 

These details will be provided in the local format for that currency, and also includes the name and address of the receiving bank.

 - [POST /profiles/{profileId}/payin-sessions/{payinSessionId}/paynow](https://docs.wise.com/api-reference/payins/paynowcreate.md): Creates the encoded QR code and details for the payin session so the user can fund a transfer or balance top-up via a PayNow transaction. This operation supports the SGD currency only.